What Is the Process for Getting a Kmart Credit Card?

Kmart does not have its own credit card as of 2014, although an allied company’s Sears credit card can be used to pay for purchases at Kmart. Kmart offers all of the same special deals and points that are available at Sears when using the card.

The application can be found on the Kmart website.

Hover over Money Services in the menu at the top of the page on the Kmart website. Select Sears Credit Cards from the dropdown menu.

Pick a card.

Find the orange Apply Now button on the Sears application page. Choose between the Sears card, which can only be used at Sears and Kmart, and the Sears MasterCard, which can be used anywhere MasterCard is accepted, on the next page. To apply for the Sears card, click the orange Apply Now button, or read more about applying for the Sears MasterCard, click the Learn More option. The Sears Card application is available online, but not the Sears MasterCard application.

Complete the application.

Fill out the essential information on the next page for the Sears card. Personal information, financial information, and security information are all included. Email address, complete name, address, and phone number are examples of personal information. Annual income, housing status, and monthly mortgage or rent payment amount are all examples of financial data. Date of birth, social security number, and photo identity information are all examples of security information.

Check information to determine whether it has been approved.

On the following page, all of the information provided on the application is checked. If everything is in order, click Submit to view the approval status, which may include approval, denial, or a message stating that Citibank will need an additional 7 to 10 days to process the application.

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