Banks usually cash checks for kids if their parent has an account with them and prints the child’s name on the top endorsement line and signatures the second line. According to BankingQuestions, certain banks demand the account number to be printed beneath the signature.
The requirements for accepting this sort of check vary by bank. A local branch with a teller who knows the youngster may only require the child to sign the check if the teller knows the child. Some banks have policies prohibiting them from cashing checks written by minors. Other banks, according to BankingQuestions, may ask the parent to deposit the cheque into an account rather than cash it.