How Do You Apply for a Kmart Credit Card?

As of 2014, Kmart does not provide its own credit card; instead, associated firm Sears’ credit card can be used to make purchases at Kmart. All of the special deals and perks provided to Sears cardholders are now available to Kmart cardholders.

The application can be found on the Kmart website.

Visit the Kmart website and hover over Money Services in the page’s navigation bar. Select Sears Credit Cards from the drop-down option.

Select a card.

Find the orange Apply Now link on the Sears application page. Choose between the Sears card, which can only be used at Sears and Kmart, and the Sears MasterCard, which may be used anywhere MasterCard is accepted, on the following page. To apply for the Sears card, click the orange Apply Now button, and to learn more about applying for the Sears MasterCard, click the Learn More option. The Sears Card application is available online, but the Sears MasterCard application is not.

Complete the application

On the following page, enter the essential information for the Sears card. Personal information, financial information, and security information are included. Includes email address, full name, mailing address, and telephone number. Financial information comprises annual income, housing status, and monthly payment amount for a mortgage or rent. The security information comprises a date of birth, a social security number, and a photograph.

Verify data to determine approval status

On the following page, all of the information provided on the application is checked. If everything is in order, click the Submit button to view the approval status, which may be approval, refusal, or a message stating that Citibank requires an additional 7 to 10 days to process the application.

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