Can You Make a Discover Card Payment Over the Phone, and Is There a Fee?

By dialling 1-800-347-2683, Discover Card holders can make payments over the phone without incurring a fee. Telephone payments are accepted around-the-clock, seven days a week. If phone payments are made before 5 p.m. Eastern Time on a business day, they are credited to the account the same day.

Customers can also plan future payments through the phone system. These payments may be cancelled until 5:30 p.m. Eastern time on the specified payment day. Customers who call Discover can also elect to set up monthly recurring payments. These plans can be set up to pay the minimum or account balance each month and take up to 60 days to go into effect.

Customers can also pay their bills online by registering a Discover account. Discover Financial Services accepts personal checks, cashier’s checks, and money orders via mail at P.O. Box 6103, Carol Stream, Illinois 60197-6103. Additionally, many Sears locations allow Discover Card payments via personal check. Not accepted are cash, money orders, and cashier’s checks.

Western Union allows users to transfer up to $5,000 in cash to their Discover Card accounts. The account is credited with payments within 24 hours.

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